<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments on: The Tipping Point</title>
	<atom:link href="http://www.four-pillars.ca/2007/11/27/the-tipping-point/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.four-pillars.ca/2007/11/27/the-tipping-point/</link>
	<description>Investing and Personal Finance</description>
	<lastBuildDate>Tue, 16 Mar 2010 18:10:51 -0400</lastBuildDate>
	<generator>http://wordpress.org/?v=2.9.2</generator>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
		<item>
		<title>By: Carnival of Pecuniary Delights No. 2: Saving Money Edition @ Finance Help Ideas</title>
		<link>http://www.four-pillars.ca/2007/11/27/the-tipping-point/comment-page-2/#comment-12879</link>
		<dc:creator>Carnival of Pecuniary Delights No. 2: Saving Money Edition @ Finance Help Ideas</dc:creator>
		<pubDate>Fri, 10 Apr 2009 06:57:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/11/27/the-tipping-point/#comment-12879</guid>
		<description>[...] Mike from Four Pillars presents The Tipping Point. [...]</description>
		<content:encoded><![CDATA[<p>[...] Mike from Four Pillars presents The Tipping Point. [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Carnival of Personal Finance - Edition 130 &#187; Money Smart Life</title>
		<link>http://www.four-pillars.ca/2007/11/27/the-tipping-point/comment-page-2/#comment-2448</link>
		<dc:creator>Carnival of Personal Finance - Edition 130 &#187; Money Smart Life</dc:creator>
		<pubDate>Tue, 11 Dec 2007 02:52:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/11/27/the-tipping-point/#comment-2448</guid>
		<description>[...] For Four Pillars presents The Tipping Point, and says, &#8220;Four Pillars doesn&#8217;t like tipping (but does it anyways) and explains a [...]</description>
		<content:encoded><![CDATA[<p>[...] For Four Pillars presents The Tipping Point, and says, &#8220;Four Pillars doesn&#8217;t like tipping (but does it anyways) and explains a [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Interest Rates, Carnivals and More! &#124; Million Dollar Journey</title>
		<link>http://www.four-pillars.ca/2007/11/27/the-tipping-point/comment-page-2/#comment-2414</link>
		<dc:creator>Interest Rates, Carnivals and More! &#124; Million Dollar Journey</dc:creator>
		<pubDate>Fri, 07 Dec 2007 07:32:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/11/27/the-tipping-point/#comment-2414</guid>
		<description>[...] Pillars responded to my tipping article with an article of his own called &quot;The Tipping Point.&quot;&#160; Check out the huge comment [...]</description>
		<content:encoded><![CDATA[<p>[...] Pillars responded to my tipping article with an article of his own called &quot;The Tipping Point.&quot;&nbsp; Check out the huge comment [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Peer pressure ripped me off &#124; Money Relations - Finance and investment blog.</title>
		<link>http://www.four-pillars.ca/2007/11/27/the-tipping-point/comment-page-2/#comment-2387</link>
		<dc:creator>Peer pressure ripped me off &#124; Money Relations - Finance and investment blog.</dc:creator>
		<pubDate>Thu, 06 Dec 2007 12:23:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/11/27/the-tipping-point/#comment-2387</guid>
		<description>[...] reminded me of the spirited comments from both the Million Dollar Journey and the Quest for Four Pillars regarding tipping. It seems that there are high rollers at the MDJ whereas the people at QFP are [...]</description>
		<content:encoded><![CDATA[<p>[...] reminded me of the spirited comments from both the Million Dollar Journey and the Quest for Four Pillars regarding tipping. It seems that there are high rollers at the MDJ whereas the people at QFP are [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Gates VP</title>
		<link>http://www.four-pillars.ca/2007/11/27/the-tipping-point/comment-page-2/#comment-2297</link>
		<dc:creator>Gates VP</dc:creator>
		<pubDate>Thu, 29 Nov 2007 21:06:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/11/27/the-tipping-point/#comment-2297</guid>
		<description>OK guys;

I brought up the McTip in my post (thanks for the link FP), it&#039;s not allowed.

I personally agree with the &quot;flat rate&quot; for waitresses, but we&#039;re definitely missing something here as evidenced by &lt;b&gt;Sewiv&lt;/b&gt;&#039;s comments about the postman. Here, in Canada, all mail carriers are government employees as Canada Post is a crown corporation. You don&#039;t tip government employees b/c &lt;i&gt;(a) you&#039;re already paying them&lt;/i&gt; and &lt;i&gt;(b) it&#039;s not really legal, when dealing with government representatives, everything errs on being a bribe&lt;/i&gt;.

However waitressing in the US vs. Canada is also a completely different story (again mentioned in the post). In the US, in many states wait staff make half minimum wage (i.e. $2.31 /hour), in Canada, wait staff make minimum wage (i.e. $7-9/hour based on province).

The completely &quot;tips&quot; the scale (:)). I personally feel wait staff should be making about $15/hour for what they do, and honestly feel that cooking staff should be making much more (say $17-20) based on training requirements. So I&#039;m going to tip commensurate with that belief.

Obviously, the huge disparity in base wages means that these percentages will be wildly different between the US &amp; Canada. It&#039;s also worth noting that food costs tend to be significantly higher here in Canada as are taxes (many provinces charge 7 or 8% tax + a federal 6%).  

So to put that into perspective for our southern fellows. A $10 plate (average cost of a meat &amp; potatoes dish @ Denny&#039;s, Perkin&#039;s chain-style restaurant), we&#039;re already paying $11.30. Add in  a US-style 20% tip and you&#039;re now at $13.30. Take out a family for dinner and your $60 menu orders become a $78 final tab and you&#039;ve just paid your waitress $12 ($9 after tip out) or the equivalent of $18 (assuming a 1 long meal) to take your order, carry your food and refill your drinks!

And that&#039;s just for your table! 

Your waitress probably tackled 4-5 tables that hour! Now you see why I don&#039;t mind just leaving them $6, especially if I wasn&#039;t causing any trouble.

Again, these rules are completely different in US, so it&#039;s definitely not worth comparing. Each of your plates probably cost $1 or $2 less b/c they aren&#039;t paying the waitress anywhere near as much.</description>
		<content:encoded><![CDATA[<p>OK guys;</p>
<p>I brought up the McTip in my post (thanks for the link FP), it&#8217;s not allowed.</p>
<p>I personally agree with the &#8220;flat rate&#8221; for waitresses, but we&#8217;re definitely missing something here as evidenced by <b>Sewiv</b>&#8217;s comments about the postman. Here, in Canada, all mail carriers are government employees as Canada Post is a crown corporation. You don&#8217;t tip government employees b/c <i>(a) you&#8217;re already paying them</i> and <i>(b) it&#8217;s not really legal, when dealing with government representatives, everything errs on being a bribe</i>.</p>
<p>However waitressing in the US vs. Canada is also a completely different story (again mentioned in the post). In the US, in many states wait staff make half minimum wage (i.e. $2.31 /hour), in Canada, wait staff make minimum wage (i.e. $7-9/hour based on province).</p>
<p>The completely &#8220;tips&#8221; the scale (:)). I personally feel wait staff should be making about $15/hour for what they do, and honestly feel that cooking staff should be making much more (say $17-20) based on training requirements. So I&#8217;m going to tip commensurate with that belief.</p>
<p>Obviously, the huge disparity in base wages means that these percentages will be wildly different between the US &amp; Canada. It&#8217;s also worth noting that food costs tend to be significantly higher here in Canada as are taxes (many provinces charge 7 or 8% tax + a federal 6%).  </p>
<p>So to put that into perspective for our southern fellows. A $10 plate (average cost of a meat &amp; potatoes dish @ Denny&#8217;s, Perkin&#8217;s chain-style restaurant), we&#8217;re already paying $11.30. Add in  a US-style 20% tip and you&#8217;re now at $13.30. Take out a family for dinner and your $60 menu orders become a $78 final tab and you&#8217;ve just paid your waitress $12 ($9 after tip out) or the equivalent of $18 (assuming a 1 long meal) to take your order, carry your food and refill your drinks!</p>
<p>And that&#8217;s just for your table! </p>
<p>Your waitress probably tackled 4-5 tables that hour! Now you see why I don&#8217;t mind just leaving them $6, especially if I wasn&#8217;t causing any trouble.</p>
<p>Again, these rules are completely different in US, so it&#8217;s definitely not worth comparing. Each of your plates probably cost $1 or $2 less b/c they aren&#8217;t paying the waitress anywhere near as much.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Mr. Cheap</title>
		<link>http://www.four-pillars.ca/2007/11/27/the-tipping-point/comment-page-2/#comment-2291</link>
		<dc:creator>Mr. Cheap</dc:creator>
		<pubDate>Thu, 29 Nov 2007 17:14:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/11/27/the-tipping-point/#comment-2291</guid>
		<description>jim:  I used to work at McD&#039;s (in high school) and we were forbidden to take tips (that&#039;s what the donation jars are for I guess).  If a customer insisted, we were supposed to give it to a manager (who I suspect would have put it in their own pocket).

I never worked counter, so I didn&#039;t get a tip, but unless the policy has changed they won&#039;t accept tips.</description>
		<content:encoded><![CDATA[<p>jim:  I used to work at McD&#8217;s (in high school) and we were forbidden to take tips (that&#8217;s what the donation jars are for I guess).  If a customer insisted, we were supposed to give it to a manager (who I suspect would have put it in their own pocket).</p>
<p>I never worked counter, so I didn&#8217;t get a tip, but unless the policy has changed they won&#8217;t accept tips.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: jim</title>
		<link>http://www.four-pillars.ca/2007/11/27/the-tipping-point/comment-page-2/#comment-2283</link>
		<dc:creator>jim</dc:creator>
		<pubDate>Thu, 29 Nov 2007 13:12:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/11/27/the-tipping-point/#comment-2283</guid>
		<description>Only tip pizza delivery guys.  And why not tip McDonalds workers?  They work MUCH harder/longer than any waiter I&#039;ve ever met.</description>
		<content:encoded><![CDATA[<p>Only tip pizza delivery guys.  And why not tip McDonalds workers?  They work MUCH harder/longer than any waiter I&#8217;ve ever met.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: FourPillars</title>
		<link>http://www.four-pillars.ca/2007/11/27/the-tipping-point/comment-page-2/#comment-2281</link>
		<dc:creator>FourPillars</dc:creator>
		<pubDate>Wed, 28 Nov 2007 21:19:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/11/27/the-tipping-point/#comment-2281</guid>
		<description>J-Tex - thanks for the interesting comment.

I think your story lends credence to my argument that waiters would be better off as well if the tip was included into the food price and they got a better wage.  That way the problems you mentioned (except the cleanup) couldn&#039;t happen.

Mike</description>
		<content:encoded><![CDATA[<p>J-Tex &#8211; thanks for the interesting comment.</p>
<p>I think your story lends credence to my argument that waiters would be better off as well if the tip was included into the food price and they got a better wage.  That way the problems you mentioned (except the cleanup) couldn&#8217;t happen.</p>
<p>Mike</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: J-Tex</title>
		<link>http://www.four-pillars.ca/2007/11/27/the-tipping-point/comment-page-2/#comment-2279</link>
		<dc:creator>J-Tex</dc:creator>
		<pubDate>Wed, 28 Nov 2007 20:51:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/11/27/the-tipping-point/#comment-2279</guid>
		<description>I thought I would leave some insight on why gratuity is automatically added to large groups.  
The restaurant where I work automatically adds 20% grat to a party of 20 people or larger (you&#039;re also allowed to do separate checks, by the way, if you specify that on the reservation). 
We didn&#039;t always do the auto-grat until we had multiple parties where the server(s) would end up with $10 on a bill of at LEAST $500 in all, with over 30 people. 

Not only did this party run the servers ragged, but they made working out the separate checks near impossible (not sitting with who they were sharing a ticket with, moving seats multiple times [you&#039;re known by your seat number... we can&#039;t memorize what face had what meal],  getting up when we were organizing the tickets, etc), and left the biggest mess in the room they had reserved. It took the 2 servers, busser, hostess, and manager an hour just to clean just the tables of that room.

So these servers basically lost money working that party (they had gas &amp; babysitters to pay), not to mention the opportunity cost lost when they weren&#039;t able to have other tables. 

So now it&#039;s automatic for a party to get grautity so that when a server (or 2+) only have time for YOUR party, they&#039;re guaranteed a tip, not just the $2.13/hr wage we get in my county. As stated before when it&#039;s one check, that person is sometimes overwhelmed by the full price and hardly leaves anything (even though the party stayed there the full time we were open, got perfect service with servers dedicated just to their party, etc). With seperate checks, they sometimes decide to not look at the bill and assume gratuity&#039;s automatically include, which it wasn&#039;t.

The best part of working private parties is when they pay the gratuity &amp; leave an additional tip. Servers and restaurants make note of that group/company/etc and may next time waive the room deposit, and continue to give you the best service possible. We will bend over backwards for you if we know you&#039;re going to appreciate it.</description>
		<content:encoded><![CDATA[<p>I thought I would leave some insight on why gratuity is automatically added to large groups.<br />
The restaurant where I work automatically adds 20% grat to a party of 20 people or larger (you&#8217;re also allowed to do separate checks, by the way, if you specify that on the reservation).<br />
We didn&#8217;t always do the auto-grat until we had multiple parties where the server(s) would end up with $10 on a bill of at LEAST $500 in all, with over 30 people. </p>
<p>Not only did this party run the servers ragged, but they made working out the separate checks near impossible (not sitting with who they were sharing a ticket with, moving seats multiple times [you're known by your seat number... we can't memorize what face had what meal],  getting up when we were organizing the tickets, etc), and left the biggest mess in the room they had reserved. It took the 2 servers, busser, hostess, and manager an hour just to clean just the tables of that room.</p>
<p>So these servers basically lost money working that party (they had gas &amp; babysitters to pay), not to mention the opportunity cost lost when they weren&#8217;t able to have other tables. </p>
<p>So now it&#8217;s automatic for a party to get grautity so that when a server (or 2+) only have time for YOUR party, they&#8217;re guaranteed a tip, not just the $2.13/hr wage we get in my county. As stated before when it&#8217;s one check, that person is sometimes overwhelmed by the full price and hardly leaves anything (even though the party stayed there the full time we were open, got perfect service with servers dedicated just to their party, etc). With seperate checks, they sometimes decide to not look at the bill and assume gratuity&#8217;s automatically include, which it wasn&#8217;t.</p>
<p>The best part of working private parties is when they pay the gratuity &amp; leave an additional tip. Servers and restaurants make note of that group/company/etc and may next time waive the room deposit, and continue to give you the best service possible. We will bend over backwards for you if we know you&#8217;re going to appreciate it.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Chris</title>
		<link>http://www.four-pillars.ca/2007/11/27/the-tipping-point/comment-page-2/#comment-2277</link>
		<dc:creator>Chris</dc:creator>
		<pubDate>Wed, 28 Nov 2007 20:42:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/11/27/the-tipping-point/#comment-2277</guid>
		<description>Personally, I find tipping to be insulting and deeming.  Since it appears to be the way of things I generally max my tips out a 15% when dining out.  

I just don&#039;t understand why the restaurant doesn&#039;t add 15% to the prices of the menu items.</description>
		<content:encoded><![CDATA[<p>Personally, I find tipping to be insulting and deeming.  Since it appears to be the way of things I generally max my tips out a 15% when dining out.  </p>
<p>I just don&#8217;t understand why the restaurant doesn&#8217;t add 15% to the prices of the menu items.</p>
]]></content:encoded>
	</item>
</channel>
</rss>
