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	<title>Comments on: How I lowered Stress and Costs at Christmas</title>
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	<link>http://www.four-pillars.ca/2007/12/20/how-i-lowered-stress-and-costs-at-christmas/</link>
	<description>Investing and Personal Finance</description>
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		<title>By: Four Pillars</title>
		<link>http://www.four-pillars.ca/2007/12/20/how-i-lowered-stress-and-costs-at-christmas/comment-page-1/#comment-9885</link>
		<dc:creator>Four Pillars</dc:creator>
		<pubDate>Wed, 17 Dec 2008 00:23:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/12/20/how-i-lowered-stress-and-costs-at-christmas/#comment-9885</guid>
		<description>FM - that sounds good to me!</description>
		<content:encoded><![CDATA[<p>FM &#8211; that sounds good to me!</p>
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		<title>By: Finance Matters</title>
		<link>http://www.four-pillars.ca/2007/12/20/how-i-lowered-stress-and-costs-at-christmas/comment-page-1/#comment-9875</link>
		<dc:creator>Finance Matters</dc:creator>
		<pubDate>Tue, 16 Dec 2008 14:25:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/12/20/how-i-lowered-stress-and-costs-at-christmas/#comment-9875</guid>
		<description>I liked MDJ&#039;s idea of giving to someones favorite charity as a gift (for adults anyway). For the kids I say give a small gift and make a donation to their RESP (they will thank you later).</description>
		<content:encoded><![CDATA[<p>I liked MDJ&#8217;s idea of giving to someones favorite charity as a gift (for adults anyway). For the kids I say give a small gift and make a donation to their RESP (they will thank you later).</p>
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		<title>By: Entertainment Return on Investment</title>
		<link>http://www.four-pillars.ca/2007/12/20/how-i-lowered-stress-and-costs-at-christmas/comment-page-1/#comment-2611</link>
		<dc:creator>Entertainment Return on Investment</dc:creator>
		<pubDate>Tue, 25 Dec 2007 10:56:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/12/20/how-i-lowered-stress-and-costs-at-christmas/#comment-2611</guid>
		<description>[...] Christmas to everyone who celebrates that sort of thing! Mike did an excellent Christmas post, so today&#8217;s post will only be slightly related to the [...]</description>
		<content:encoded><![CDATA[<p>[...] Christmas to everyone who celebrates that sort of thing! Mike did an excellent Christmas post, so today&#8217;s post will only be slightly related to the [...]</p>
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		<title>By: SavingDiva</title>
		<link>http://www.four-pillars.ca/2007/12/20/how-i-lowered-stress-and-costs-at-christmas/comment-page-1/#comment-2602</link>
		<dc:creator>SavingDiva</dc:creator>
		<pubDate>Mon, 24 Dec 2007 17:05:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/12/20/how-i-lowered-stress-and-costs-at-christmas/#comment-2602</guid>
		<description>I really love Christmas presents!  I know that it&#039;s not very frugal of me, but I can&#039;t help it!  It&#039;s so fun to get presents for my family that I know they&#039;ll enjoy....</description>
		<content:encoded><![CDATA[<p>I really love Christmas presents!  I know that it&#8217;s not very frugal of me, but I can&#8217;t help it!  It&#8217;s so fun to get presents for my family that I know they&#8217;ll enjoy&#8230;.</p>
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		<title>By: Mr. Cheap</title>
		<link>http://www.four-pillars.ca/2007/12/20/how-i-lowered-stress-and-costs-at-christmas/comment-page-1/#comment-2601</link>
		<dc:creator>Mr. Cheap</dc:creator>
		<pubDate>Mon, 24 Dec 2007 05:52:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/12/20/how-i-lowered-stress-and-costs-at-christmas/#comment-2601</guid>
		<description>Marko:  I&#039;m with you, I hate that.</description>
		<content:encoded><![CDATA[<p>Marko:  I&#8217;m with you, I hate that.</p>
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		<title>By: marko</title>
		<link>http://www.four-pillars.ca/2007/12/20/how-i-lowered-stress-and-costs-at-christmas/comment-page-1/#comment-2594</link>
		<dc:creator>marko</dc:creator>
		<pubDate>Sat, 22 Dec 2007 22:03:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/12/20/how-i-lowered-stress-and-costs-at-christmas/#comment-2594</guid>
		<description>I personally hate it. I wasn&#039;t born in Canada so we never had this silly custom (other then kids getting presentes for New years) so it never makes sense to me. Somehow, a few years ago someone started and it&#039;s now a given.  The worst part of all is that gifts are most often stupid and meaningless (gift certificates) or &quot;well what ya want?&quot; presents.</description>
		<content:encoded><![CDATA[<p>I personally hate it. I wasn&#8217;t born in Canada so we never had this silly custom (other then kids getting presentes for New years) so it never makes sense to me. Somehow, a few years ago someone started and it&#8217;s now a given.  The worst part of all is that gifts are most often stupid and meaningless (gift certificates) or &#8220;well what ya want?&#8221; presents.</p>
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		<title>By: FourPillars</title>
		<link>http://www.four-pillars.ca/2007/12/20/how-i-lowered-stress-and-costs-at-christmas/comment-page-1/#comment-2578</link>
		<dc:creator>FourPillars</dc:creator>
		<pubDate>Fri, 21 Dec 2007 13:59:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/12/20/how-i-lowered-stress-and-costs-at-christmas/#comment-2578</guid>
		<description>CTR - those kind of gifts sounds nice.

Nobleea - maybe I should start buying non-alcohol wine?

Nancy - nothing wrong with giving gifts as long as everyone is into it.  As Mr. Cheap says, it doesn&#039;t work that well if you get dragged into it.

Preet - way too much consumerism.  Congrats on the new girl!...</description>
		<content:encoded><![CDATA[<p>CTR &#8211; those kind of gifts sounds nice.</p>
<p>Nobleea &#8211; maybe I should start buying non-alcohol wine?</p>
<p>Nancy &#8211; nothing wrong with giving gifts as long as everyone is into it.  As Mr. Cheap says, it doesn&#8217;t work that well if you get dragged into it.</p>
<p>Preet &#8211; way too much consumerism.  Congrats on the new girl!&#8230;</p>
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		<title>By: WhereDoesAllMyMoneyGo.com</title>
		<link>http://www.four-pillars.ca/2007/12/20/how-i-lowered-stress-and-costs-at-christmas/comment-page-1/#comment-2574</link>
		<dc:creator>WhereDoesAllMyMoneyGo.com</dc:creator>
		<pubDate>Fri, 21 Dec 2007 07:26:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/12/20/how-i-lowered-stress-and-costs-at-christmas/#comment-2574</guid>
		<description>Hi Nancy, yes giving (and receiving) can feel great, no question about it. :)

I can&#039;t speak for everyone here, but for me I very much like finding stuff as I happen upon it (could be August 3rd) and if I see something and think - hey, that would be great for so and so - I&#039;ll buy it.

Or if I feel I should go out and get something for someone for a certain reason - i.e. they helped me out with something, or what have you, then I will certainly try to find something that requires thought and get it for them.

BUT - when it comes to Christmas time, I don&#039;t subscribe to the consumerism of it all in such a big way. I think a lot of people feel that way too. If Christmas wasn&#039;t so consumerism focused  there wouldn&#039;t be &quot;guides on the etiquette of  re-gifting&quot; on Oprah and Ellen and the such. Our society&#039;s focus on the material things has really clouded what is truly important.

I think the first word that comes to mind when you mention Christmas should be &quot;family&quot;, and not &quot;presents&quot;.

Not to say I&#039;m a scrooge at Christmas or think people who do the gift thing are crazy. Far from it. In fact, if my family didn&#039;t think along my lines then I would certainly buy gifts, put effort into it and be fine with it.

It just happens to be our family thinking - more my parents influence rather than my own too.

I should note that I certainly do buy presents for people outside the family during Christmas. It&#039;s more of a formality though - if I know someone is getting me something, I&#039;ll do something for them: it can be a gift, having them over for dinner, etc. Also I&#039;m in a relatively new relationship with a wonderful girl so the jewelery has been bought! :) I may be cheap, but I ain&#039;t stupid!

So, to re-iterate: I&#039;m not against gift giving at all. I just like  it being more on &quot;my&quot; terms... :)</description>
		<content:encoded><![CDATA[<p>Hi Nancy, yes giving (and receiving) can feel great, no question about it. <img src='http://www.four-pillars.ca/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>I can&#8217;t speak for everyone here, but for me I very much like finding stuff as I happen upon it (could be August 3rd) and if I see something and think &#8211; hey, that would be great for so and so &#8211; I&#8217;ll buy it.</p>
<p>Or if I feel I should go out and get something for someone for a certain reason &#8211; i.e. they helped me out with something, or what have you, then I will certainly try to find something that requires thought and get it for them.</p>
<p>BUT &#8211; when it comes to Christmas time, I don&#8217;t subscribe to the consumerism of it all in such a big way. I think a lot of people feel that way too. If Christmas wasn&#8217;t so consumerism focused  there wouldn&#8217;t be &#8220;guides on the etiquette of  re-gifting&#8221; on Oprah and Ellen and the such. Our society&#8217;s focus on the material things has really clouded what is truly important.</p>
<p>I think the first word that comes to mind when you mention Christmas should be &#8220;family&#8221;, and not &#8220;presents&#8221;.</p>
<p>Not to say I&#8217;m a scrooge at Christmas or think people who do the gift thing are crazy. Far from it. In fact, if my family didn&#8217;t think along my lines then I would certainly buy gifts, put effort into it and be fine with it.</p>
<p>It just happens to be our family thinking &#8211; more my parents influence rather than my own too.</p>
<p>I should note that I certainly do buy presents for people outside the family during Christmas. It&#8217;s more of a formality though &#8211; if I know someone is getting me something, I&#8217;ll do something for them: it can be a gift, having them over for dinner, etc. Also I&#8217;m in a relatively new relationship with a wonderful girl so the jewelery has been bought! <img src='http://www.four-pillars.ca/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  I may be cheap, but I ain&#8217;t stupid!</p>
<p>So, to re-iterate: I&#8217;m not against gift giving at all. I just like  it being more on &#8220;my&#8221; terms&#8230; <img src='http://www.four-pillars.ca/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: nancy (aka money coach)</title>
		<link>http://www.four-pillars.ca/2007/12/20/how-i-lowered-stress-and-costs-at-christmas/comment-page-1/#comment-2573</link>
		<dc:creator>nancy (aka money coach)</dc:creator>
		<pubDate>Fri, 21 Dec 2007 06:35:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/12/20/how-i-lowered-stress-and-costs-at-christmas/#comment-2573</guid>
		<description>wow, ok, I guess I&#039;m the contrarian here -- I love giving gifts.  I love receiving gifts.  I think my family and small circle of close friends exchange in a pretty modest way - not piles and piles of Stuff, but a select group of gifts, most of which, on my end anyways, are genuinely appreciated.  Some of the nicest things in my home are gifts and periodically i scan the room and feel ... well,  appreciative, and connected to the giver (of course, connected by other means as well).   An antique fan that works, and I use every summer.  A small, classy tv able I use daily.  The best bracelet, ever.  Just parts of my every day life that are from people I love, and most of them received at Christmas.</description>
		<content:encoded><![CDATA[<p>wow, ok, I guess I&#8217;m the contrarian here &#8212; I love giving gifts.  I love receiving gifts.  I think my family and small circle of close friends exchange in a pretty modest way &#8211; not piles and piles of Stuff, but a select group of gifts, most of which, on my end anyways, are genuinely appreciated.  Some of the nicest things in my home are gifts and periodically i scan the room and feel &#8230; well,  appreciative, and connected to the giver (of course, connected by other means as well).   An antique fan that works, and I use every summer.  A small, classy tv able I use daily.  The best bracelet, ever.  Just parts of my every day life that are from people I love, and most of them received at Christmas.</p>
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		<title>By: Mr. Cheap</title>
		<link>http://www.four-pillars.ca/2007/12/20/how-i-lowered-stress-and-costs-at-christmas/comment-page-1/#comment-2571</link>
		<dc:creator>Mr. Cheap</dc:creator>
		<pubDate>Thu, 20 Dec 2007 22:56:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/12/20/how-i-lowered-stress-and-costs-at-christmas/#comment-2571</guid>
		<description>I&#039;m with you 100%  There&#039;s always one &quot;happy Santa&quot; in the family who fights any attempt to pull back to a reasonable level of consumption and calls everyone who suggests change &quot;Scrooges&quot; (at least there is in my family, his response to any changes is &quot;there are place in life to cut back, Christmas isn&#039;t one of them&quot;).  

I&#039;d *LOVE* to celebrate a giftless Christmas!</description>
		<content:encoded><![CDATA[<p>I&#8217;m with you 100%  There&#8217;s always one &#8220;happy Santa&#8221; in the family who fights any attempt to pull back to a reasonable level of consumption and calls everyone who suggests change &#8220;Scrooges&#8221; (at least there is in my family, his response to any changes is &#8220;there are place in life to cut back, Christmas isn&#8217;t one of them&#8221;).  </p>
<p>I&#8217;d *LOVE* to celebrate a giftless Christmas!</p>
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