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	<title>Comments on: I Got Rid of My Visa Aerogold Card</title>
	<atom:link href="http://www.four-pillars.ca/2007/12/31/i-got-rid-of-my-visa-aerogold-card/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.four-pillars.ca/2007/12/31/i-got-rid-of-my-visa-aerogold-card/</link>
	<description>Investing and Personal Finance</description>
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		<title>By: When Store Credit Expires</title>
		<link>http://www.four-pillars.ca/2007/12/31/i-got-rid-of-my-visa-aerogold-card/comment-page-1/#comment-6849</link>
		<dc:creator>When Store Credit Expires</dc:creator>
		<pubDate>Tue, 08 Jul 2008 09:34:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/12/31/i-got-rid-of-my-visa-aerogold-card/#comment-6849</guid>
		<description>[...] I found in most contexts, when a store offers you some sort of credit (up to and including prizes), you&#8217;re often the worse off for accepting it. Reward points, and other such loyalty programs, are designed to encourage us to spend more than we otherwise would at that location. Some people beat stores at their own game. Its damn hard to do. [...]</description>
		<content:encoded><![CDATA[<p>[...] I found in most contexts, when a store offers you some sort of credit (up to and including prizes), you&#8217;re often the worse off for accepting it. Reward points, and other such loyalty programs, are designed to encourage us to spend more than we otherwise would at that location. Some people beat stores at their own game. Its damn hard to do. [...]</p>
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		<title>By: Saturday Weigh In and LinkStuff &#124; Quest For Four Pillars</title>
		<link>http://www.four-pillars.ca/2007/12/31/i-got-rid-of-my-visa-aerogold-card/comment-page-1/#comment-3224</link>
		<dc:creator>Saturday Weigh In and LinkStuff &#124; Quest For Four Pillars</dc:creator>
		<pubDate>Sat, 26 Jan 2008 14:00:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/12/31/i-got-rid-of-my-visa-aerogold-card/#comment-3224</guid>
		<description>[...] This article on rewards programs which I discovered through the Canadian Capitalist could have been written by me since I had the same problems with my Visa Aerogold which I just got rid of. [...]</description>
		<content:encoded><![CDATA[<p>[...] This article on rewards programs which I discovered through the Canadian Capitalist could have been written by me since I had the same problems with my Visa Aerogold which I just got rid of. [...]</p>
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		<title>By: telly</title>
		<link>http://www.four-pillars.ca/2007/12/31/i-got-rid-of-my-visa-aerogold-card/comment-page-1/#comment-2724</link>
		<dc:creator>telly</dc:creator>
		<pubDate>Fri, 04 Jan 2008 13:02:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/12/31/i-got-rid-of-my-visa-aerogold-card/#comment-2724</guid>
		<description>Yeah, the dividend cheque reminds us of how spend-y we&#039;ve been over the past year!  :(</description>
		<content:encoded><![CDATA[<p>Yeah, the dividend cheque reminds us of how spend-y we&#8217;ve been over the past year!  <img src='http://www.four-pillars.ca/wp-includes/images/smilies/icon_sad.gif' alt=':(' class='wp-smiley' /> </p>
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		<title>By: FourPillars</title>
		<link>http://www.four-pillars.ca/2007/12/31/i-got-rid-of-my-visa-aerogold-card/comment-page-1/#comment-2690</link>
		<dc:creator>FourPillars</dc:creator>
		<pubDate>Wed, 02 Jan 2008 13:46:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/12/31/i-got-rid-of-my-visa-aerogold-card/#comment-2690</guid>
		<description>Hi Telly, that sounds like a good card for you.  In our case we don&#039;t charge that much anymore plus we have roadside service on our car for another three or four years.

Mike</description>
		<content:encoded><![CDATA[<p>Hi Telly, that sounds like a good card for you.  In our case we don&#8217;t charge that much anymore plus we have roadside service on our car for another three or four years.</p>
<p>Mike</p>
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		<title>By: telly</title>
		<link>http://www.four-pillars.ca/2007/12/31/i-got-rid-of-my-visa-aerogold-card/comment-page-1/#comment-2689</link>
		<dc:creator>telly</dc:creator>
		<pubDate>Wed, 02 Jan 2008 12:51:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/12/31/i-got-rid-of-my-visa-aerogold-card/#comment-2689</guid>
		<description>I used to be an Aeroplan Gold Visa holder as well and have moved to the TD Gold Elite (dividend no tiers).  The fee is $99 (+ $19 for a 2nd car) but includes autoclub membership so we were able to cancel CAA (we have older vehicles) so it was a wash.  

If you put a lot on your credit card (and of course pay off your balance each month), it&#039;s great.  We&#039;re looking at a $400 dividend cheque coming up as we pay almost all our bills &amp; expenses via the Visa.</description>
		<content:encoded><![CDATA[<p>I used to be an Aeroplan Gold Visa holder as well and have moved to the TD Gold Elite (dividend no tiers).  The fee is $99 (+ $19 for a 2nd car) but includes autoclub membership so we were able to cancel CAA (we have older vehicles) so it was a wash.  </p>
<p>If you put a lot on your credit card (and of course pay off your balance each month), it&#8217;s great.  We&#8217;re looking at a $400 dividend cheque coming up as we pay almost all our bills &amp; expenses via the Visa.</p>
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		<title>By: WoolyWoman</title>
		<link>http://www.four-pillars.ca/2007/12/31/i-got-rid-of-my-visa-aerogold-card/comment-page-1/#comment-2684</link>
		<dc:creator>WoolyWoman</dc:creator>
		<pubDate>Tue, 01 Jan 2008 20:41:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/12/31/i-got-rid-of-my-visa-aerogold-card/#comment-2684</guid>
		<description>I have a Dividends card with a low limit- $1000. I use it mainly for work items now, and obviously nothing big, but I earned $10 in rewards in the 6 months since I switched. Overall happy to have some cash back from a credit card!</description>
		<content:encoded><![CDATA[<p>I have a Dividends card with a low limit- $1000. I use it mainly for work items now, and obviously nothing big, but I earned $10 in rewards in the 6 months since I switched. Overall happy to have some cash back from a credit card!</p>
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		<title>By: Mr. Cheap</title>
		<link>http://www.four-pillars.ca/2007/12/31/i-got-rid-of-my-visa-aerogold-card/comment-page-1/#comment-2674</link>
		<dc:creator>Mr. Cheap</dc:creator>
		<pubDate>Tue, 01 Jan 2008 08:07:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/12/31/i-got-rid-of-my-visa-aerogold-card/#comment-2674</guid>
		<description>Happy new year Mike!  And everyone on 4P and in the Canadian blogosphere!!!</description>
		<content:encoded><![CDATA[<p>Happy new year Mike!  And everyone on 4P and in the Canadian blogosphere!!!</p>
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		<title>By: FourPillars</title>
		<link>http://www.four-pillars.ca/2007/12/31/i-got-rid-of-my-visa-aerogold-card/comment-page-1/#comment-2673</link>
		<dc:creator>FourPillars</dc:creator>
		<pubDate>Tue, 01 Jan 2008 04:38:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/12/31/i-got-rid-of-my-visa-aerogold-card/#comment-2673</guid>
		<description>&lt;i&gt;Hard to beat cash.&lt;/i&gt;

Amen to that!</description>
		<content:encoded><![CDATA[<p><i>Hard to beat cash.</i></p>
<p>Amen to that!</p>
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		<title>By: Mr. Cheap</title>
		<link>http://www.four-pillars.ca/2007/12/31/i-got-rid-of-my-visa-aerogold-card/comment-page-1/#comment-2672</link>
		<dc:creator>Mr. Cheap</dc:creator>
		<pubDate>Tue, 01 Jan 2008 03:31:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/12/31/i-got-rid-of-my-visa-aerogold-card/#comment-2672</guid>
		<description>I&#039;ve been really happy with my AMEX blue card (which does some sort of graduated percent rebate at the end of the year).  Hard to beat cash.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve been really happy with my AMEX blue card (which does some sort of graduated percent rebate at the end of the year).  Hard to beat cash.</p>
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		<title>By: FourPillars</title>
		<link>http://www.four-pillars.ca/2007/12/31/i-got-rid-of-my-visa-aerogold-card/comment-page-1/#comment-2671</link>
		<dc:creator>FourPillars</dc:creator>
		<pubDate>Mon, 31 Dec 2007 20:05:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2007/12/31/i-got-rid-of-my-visa-aerogold-card/#comment-2671</guid>
		<description>Cindy, the Citi card sounds like a good option.  I mainly went with the dividend card because of convenience but I will keep that card in mind for the future.

Mike</description>
		<content:encoded><![CDATA[<p>Cindy, the Citi card sounds like a good option.  I mainly went with the dividend card because of convenience but I will keep that card in mind for the future.</p>
<p>Mike</p>
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