Comments on: My New Asset Allocation (Part XIV) http://www.four-pillars.ca/2008/01/07/my-new-asset-allocation-part-xiv/ Investing and Personal Finance Thu, 18 Mar 2010 03:32:42 -0400 http://wordpress.org/?v=2.9.2 hourly 1 By: -> Concentrate On Savings | Bible Money Matters http://www.four-pillars.ca/2008/01/07/my-new-asset-allocation-part-xiv/comment-page-1/#comment-22234 -> Concentrate On Savings | Bible Money Matters Thu, 02 Jul 2009 20:44:05 +0000 http://www.four-pillars.ca/2008/01/07/my-new-asset-allocation-part-xiv/#comment-22234 [...] back about investing and she was asking about some of the types of investments that I own. I am a passive investor and own mostly exchange traded funds. Since she is moving to Asia later this year, she [...] [...] back about investing and she was asking about some of the types of investments that I own. I am a passive investor and own mostly exchange traded funds. Since she is moving to Asia later this year, she [...]

]]> By: Everything You Ever Wanted To Know About Asset Allocation | Moolanomy http://www.four-pillars.ca/2008/01/07/my-new-asset-allocation-part-xiv/comment-page-1/#comment-7879 Everything You Ever Wanted To Know About Asset Allocation | Moolanomy Fri, 05 Sep 2008 13:04:41 +0000 http://www.four-pillars.ca/2008/01/07/my-new-asset-allocation-part-xiv/#comment-7879 [...] My New Asset Allocation (Part XIV) at Quest For Four Pillars [...] [...] My New Asset Allocation (Part XIV) at Quest For Four Pillars [...]

]]> By: Concentrate On Savings First http://www.four-pillars.ca/2008/01/07/my-new-asset-allocation-part-xiv/comment-page-1/#comment-5929 Concentrate On Savings First Fri, 16 May 2008 09:01:57 +0000 http://www.four-pillars.ca/2008/01/07/my-new-asset-allocation-part-xiv/#comment-5929 [...] back about investing and she was asking about some of the types of investments that I own. I am a passive investor and own mostly exchange traded funds. Since she is moving to Asia later this year, she [...] [...] back about investing and she was asking about some of the types of investments that I own. I am a passive investor and own mostly exchange traded funds. Since she is moving to Asia later this year, she [...]

]]> By: Analysis Paralysis http://www.four-pillars.ca/2008/01/07/my-new-asset-allocation-part-xiv/comment-page-1/#comment-3485 Analysis Paralysis Mon, 04 Feb 2008 10:08:18 +0000 http://www.four-pillars.ca/2008/01/07/my-new-asset-allocation-part-xiv/#comment-3485 [...] readers of this blog will know that I have a big interest in asset allocation with respect to investments. I like reading books about it, reading blogs, talking about it, [...] [...] readers of this blog will know that I have a big interest in asset allocation with respect to investments. I like reading books about it, reading blogs, talking about it, [...]

]]> By: Saturday Weigh In and LinkStuff | Quest For Four Pillars http://www.four-pillars.ca/2008/01/07/my-new-asset-allocation-part-xiv/comment-page-1/#comment-3273 Saturday Weigh In and LinkStuff | Quest For Four Pillars Mon, 28 Jan 2008 03:54:26 +0000 http://www.four-pillars.ca/2008/01/07/my-new-asset-allocation-part-xiv/#comment-3273 [...] The Skilled Investor hosted the Carnival of Financial Planning which featured “My New Asset Allocation (Part XIV)”. [...] [...] The Skilled Investor hosted the Carnival of Financial Planning which featured “My New Asset Allocation (Part XIV)”. [...]

]]> By: Dividends4Life http://www.four-pillars.ca/2008/01/07/my-new-asset-allocation-part-xiv/comment-page-1/#comment-3187 Dividends4Life Thu, 24 Jan 2008 23:40:27 +0000 http://www.four-pillars.ca/2008/01/07/my-new-asset-allocation-part-xiv/#comment-3187 Now the tricky part - sticking to it through thick thin. :) Best Wishes, D4L Now the tricky part – sticking to it through thick thin. :)

Best Wishes,
D4L

]]> By: FourPillars http://www.four-pillars.ca/2008/01/07/my-new-asset-allocation-part-xiv/comment-page-1/#comment-2846 FourPillars Thu, 10 Jan 2008 13:53:06 +0000 http://www.four-pillars.ca/2008/01/07/my-new-asset-allocation-part-xiv/#comment-2846 Lise - thanks for the response - it was definitely not the answer I was expecting! Mike Lise – thanks for the response – it was definitely not the answer I was expecting!

Mike

]]> By: telly http://www.four-pillars.ca/2008/01/07/my-new-asset-allocation-part-xiv/comment-page-1/#comment-2841 telly Thu, 10 Jan 2008 13:25:33 +0000 http://www.four-pillars.ca/2008/01/07/my-new-asset-allocation-part-xiv/#comment-2841 LiseBise, I kind of see where you're coming from... Have you ever looked into microfinance as a donation / investment that doesn't actually make up a portion of your portfolio? I like the Grameen Foundation personally (www.grameenfoundation.org). I totally agree that an investment in a 3rd World economy is an important contribution but I'm not sure I agree that that's what you're actually doing. Investing in emerging markets means that you're investing in companies like China Mobile, Samsung, Petroleo Brasileiro, etc. but I'm not sure how much those investments are helping the least fortunate people of the World. It's an interesting question though... I would guess that 99% of African countries are not represented in any Emerging market index, thus, I wonder how much one is really investing in 3rd World economies when they buy an emerging market index? I would think that if you're 'ready to lose' 20% of your portfolio then you might think of using a portion of that to contribute to any one of various microfinance organizations out there and then think of your investments as holdings that you expect should produce profits / gains. You're right, emerging markets have been HOT, that's why I'm a bit nervous to allocate so much of my own portfolio to this sector. Anyway, thanks for sharing your interesting approach to AA! LiseBise,

I kind of see where you’re coming from…

Have you ever looked into microfinance as a donation / investment that doesn’t actually make up a portion of your portfolio? I like the Grameen Foundation personally (www.grameenfoundation.org). I totally agree that an investment in a 3rd World economy is an important contribution but I’m not sure I agree that that’s what you’re actually doing. Investing in emerging markets means that you’re investing in companies like China Mobile, Samsung, Petroleo Brasileiro, etc. but I’m not sure how much those investments are helping the least fortunate people of the World. It’s an interesting question though…

I would guess that 99% of African countries are not represented in any Emerging market index, thus, I wonder how much one is really investing in 3rd World economies when they buy an emerging market index?

I would think that if you’re ‘ready to lose’ 20% of your portfolio then you might think of using a portion of that to contribute to any one of various microfinance organizations out there and then think of your investments as holdings that you expect should produce profits / gains.

You’re right, emerging markets have been HOT, that’s why I’m a bit nervous to allocate so much of my own portfolio to this sector.

Anyway, thanks for sharing your interesting approach to AA!

]]> By: LiseBise http://www.four-pillars.ca/2008/01/07/my-new-asset-allocation-part-xiv/comment-page-1/#comment-2837 LiseBise Thu, 10 Jan 2008 04:14:54 +0000 http://www.four-pillars.ca/2008/01/07/my-new-asset-allocation-part-xiv/#comment-2837 Telly, re. 20% in emerging markets. My reasoning is not the smartest financially speaking. You see, much of my behaviour is political or social, not 'logical' from a financial perspective. Shades of my old hippy days, I guess. I invest in emerging markets because I'm passionate about giving 3rd world countries a chance to get out of poverty. Yet, I also believe in a strong local economy, so I buy local and my charitable contributions are also local. So, I figured the only 3rd world contribution I could make is to invest in their economies. It also sort of fed into my belief that it's better "to teach them how to fish than to give them the food." (I forget what the real saying is.) It was a bit tricky because I also wanted to add the enviro lens, the human rights lens, etc. etc. But that turned out to be ridiculously complicated so I eventually just went with mutual funds. I put 20% because that's what I was ready to lose. Even if I lose it all, I'm still far better off than many of the people who live in these countries can ever hope to be in my lifetime. The joke is my emerging market investments have done extremely well. My latin american funds in particular just boomed for awhile. A bit of a slowdown last year, but still doing pretty well. Telly, re. 20% in emerging markets. My reasoning is not the smartest financially speaking. You see, much of my behaviour is political or social, not ‘logical’ from a financial perspective. Shades of my old hippy days, I guess.

I invest in emerging markets because I’m passionate about giving 3rd world countries a chance to get out of poverty.

Yet, I also believe in a strong local economy, so I buy local and my charitable contributions are also local.

So, I figured the only 3rd world contribution I could make is to invest in their economies. It also sort of fed into my belief that it’s better “to teach them how to fish than to give them the food.” (I forget what the real saying is.)

It was a bit tricky because I also wanted to add the enviro lens, the human rights lens, etc. etc. But that turned out to be ridiculously complicated so I eventually just went with mutual funds.

I put 20% because that’s what I was ready to lose. Even if I lose it all, I’m still far better off than many of the people who live in these countries can ever hope to be in my lifetime.

The joke is my emerging market investments have done extremely well. My latin american funds in particular just boomed for awhile. A bit of a slowdown last year, but still doing pretty well.

]]> By: telly http://www.four-pillars.ca/2008/01/07/my-new-asset-allocation-part-xiv/comment-page-1/#comment-2812 telly Wed, 09 Jan 2008 13:08:44 +0000 http://www.four-pillars.ca/2008/01/07/my-new-asset-allocation-part-xiv/#comment-2812 That should read "sector" above. That should read “sector” above.

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