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	<title>Comments on: Savvy Consumers</title>
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	<link>http://www.four-pillars.ca/2008/03/12/savvy-consumers/</link>
	<description>Investing and Personal Finance</description>
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		<title>By: Welcome Globe and Mail (Rob Carrick) Readers</title>
		<link>http://www.four-pillars.ca/2008/03/12/savvy-consumers/comment-page-1/#comment-7380</link>
		<dc:creator>Welcome Globe and Mail (Rob Carrick) Readers</dc:creator>
		<pubDate>Tue, 12 Aug 2008 17:51:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2008/03/12/savvy-consumers/#comment-7380</guid>
		<description>[...] Savvy Consumers [...]</description>
		<content:encoded><![CDATA[<p>[...] Savvy Consumers [...]</p>
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		<title>By: Mr. Cheap</title>
		<link>http://www.four-pillars.ca/2008/03/12/savvy-consumers/comment-page-1/#comment-7218</link>
		<dc:creator>Mr. Cheap</dc:creator>
		<pubDate>Thu, 31 Jul 2008 00:48:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2008/03/12/savvy-consumers/#comment-7218</guid>
		<description>5$shake:  You absolutely should start a blog!  The main reason I&#039;m here is to demonstrate that writing skills, critical thinking, straightforward arguments or making sense aren&#039;t necessary to blog (I&#039;m also ugly and I smell, but that doesn&#039;t impact the blog).  You&#039;ll also find a number of spelling and grammar mistakes in my posts in the archive.

Welcome to the Internet.

That being said, I actually do find apartments and buying a car more similar than you do.  Whenever I&#039;ve gone apartment hunting, I see a bunch of places and often go back to the best of the bunch and rent it (time constraints haven&#039;t caused me any problems).  Maybe your rental market is tighter than where I&#039;ve lived...  I also find apartments pretty interchangeable (my second choice isn&#039;t THAT much worse than my first).

I don&#039;t see how a payment being made upfront or over time affects getting a good deal (I&#039;d like a good deal either way), but as we&#039;ve established, I&#039;m clearly not as smart as you are (maybe I&#039;ll try listening to some classical music and see if that boosts my IQ enough to understand).

Thanks for the comments!</description>
		<content:encoded><![CDATA[<p>5$shake:  You absolutely should start a blog!  The main reason I&#8217;m here is to demonstrate that writing skills, critical thinking, straightforward arguments or making sense aren&#8217;t necessary to blog (I&#8217;m also ugly and I smell, but that doesn&#8217;t impact the blog).  You&#8217;ll also find a number of spelling and grammar mistakes in my posts in the archive.</p>
<p>Welcome to the Internet.</p>
<p>That being said, I actually do find apartments and buying a car more similar than you do.  Whenever I&#8217;ve gone apartment hunting, I see a bunch of places and often go back to the best of the bunch and rent it (time constraints haven&#8217;t caused me any problems).  Maybe your rental market is tighter than where I&#8217;ve lived&#8230;  I also find apartments pretty interchangeable (my second choice isn&#8217;t THAT much worse than my first).</p>
<p>I don&#8217;t see how a payment being made upfront or over time affects getting a good deal (I&#8217;d like a good deal either way), but as we&#8217;ve established, I&#8217;m clearly not as smart as you are (maybe I&#8217;ll try listening to some classical music and see if that boosts my IQ enough to understand).</p>
<p>Thanks for the comments!</p>
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		<title>By: 5$shake</title>
		<link>http://www.four-pillars.ca/2008/03/12/savvy-consumers/comment-page-1/#comment-7214</link>
		<dc:creator>5$shake</dc:creator>
		<pubDate>Wed, 30 Jul 2008 22:55:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2008/03/12/savvy-consumers/#comment-7214</guid>
		<description>One other key point that makes the comparison nonsensical: Buying a car is a one time event - even if you finance it there will be a fixed number of payments. When you rent an apartment you established a permanent fixed monthly cost for yourself.</description>
		<content:encoded><![CDATA[<p>One other key point that makes the comparison nonsensical: Buying a car is a one time event &#8211; even if you finance it there will be a fixed number of payments. When you rent an apartment you established a permanent fixed monthly cost for yourself.</p>
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		<title>By: 5$shake</title>
		<link>http://www.four-pillars.ca/2008/03/12/savvy-consumers/comment-page-1/#comment-7213</link>
		<dc:creator>5$shake</dc:creator>
		<pubDate>Wed, 30 Jul 2008 22:49:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2008/03/12/savvy-consumers/#comment-7213</guid>
		<description>This convoluted argument makes me think I should start a blog. Comparing car buying and apartment renting does not make any sense. When buying a car you have a large variety of very close (if not exact) substitutes and are typically not under a tight time constraint. If you pass on what looks like a good deal today, you are likely to find a similar deal tomorrow or next week. You also might still get the exact same deal if someone beats you to the punch. When renting an apartment you are faced with alternatives that are very different - and more importantly you face lots of competition and uncertainty. When you find the place that meets all the subjective criteria and is in your price range you need to act fast and make the deal because if you do not you are likely to miss the opportunity...</description>
		<content:encoded><![CDATA[<p>This convoluted argument makes me think I should start a blog. Comparing car buying and apartment renting does not make any sense. When buying a car you have a large variety of very close (if not exact) substitutes and are typically not under a tight time constraint. If you pass on what looks like a good deal today, you are likely to find a similar deal tomorrow or next week. You also might still get the exact same deal if someone beats you to the punch. When renting an apartment you are faced with alternatives that are very different &#8211; and more importantly you face lots of competition and uncertainty. When you find the place that meets all the subjective criteria and is in your price range you need to act fast and make the deal because if you do not you are likely to miss the opportunity&#8230;</p>
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		<title>By: FinancialGuruOnline.com &#187; A Very Belated Easter Edition Roundup - Backdated!</title>
		<link>http://www.four-pillars.ca/2008/03/12/savvy-consumers/comment-page-1/#comment-6950</link>
		<dc:creator>FinancialGuruOnline.com &#187; A Very Belated Easter Edition Roundup - Backdated!</dc:creator>
		<pubDate>Tue, 15 Jul 2008 05:18:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2008/03/12/savvy-consumers/#comment-6950</guid>
		<description>[...] Savvy Consumers - Some great tips on the mindset needed to be a smart consumer. It&#8217;s interesting how people are hip to getting good deals on rentals, but not much else&#8230; [...]</description>
		<content:encoded><![CDATA[<p>[...] Savvy Consumers &#8211; Some great tips on the mindset needed to be a smart consumer. It&#8217;s interesting how people are hip to getting good deals on rentals, but not much else&#8230; [...]</p>
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		<title>By: Welcome GRS Readers!</title>
		<link>http://www.four-pillars.ca/2008/03/12/savvy-consumers/comment-page-1/#comment-6878</link>
		<dc:creator>Welcome GRS Readers!</dc:creator>
		<pubDate>Wed, 09 Jul 2008 12:36:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2008/03/12/savvy-consumers/#comment-6878</guid>
		<description>[...] Savvy Consumers [...]</description>
		<content:encoded><![CDATA[<p>[...] Savvy Consumers [...]</p>
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		<title>By: Welcome Globe and Mail Readers!</title>
		<link>http://www.four-pillars.ca/2008/03/12/savvy-consumers/comment-page-1/#comment-5659</link>
		<dc:creator>Welcome Globe and Mail Readers!</dc:creator>
		<pubDate>Wed, 07 May 2008 01:07:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2008/03/12/savvy-consumers/#comment-5659</guid>
		<description>[...] Savvy Consumers [...]</description>
		<content:encoded><![CDATA[<p>[...] Savvy Consumers [...]</p>
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		<title>By: Financial planning and wealth building blog &#187; A Very Belated Easter Edition Roundup - Backdated!</title>
		<link>http://www.four-pillars.ca/2008/03/12/savvy-consumers/comment-page-1/#comment-4746</link>
		<dc:creator>Financial planning and wealth building blog &#187; A Very Belated Easter Edition Roundup - Backdated!</dc:creator>
		<pubDate>Thu, 27 Mar 2008 07:39:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2008/03/12/savvy-consumers/#comment-4746</guid>
		<description>[...] Savvy Consumers - Some great tips on the mindset needed to be a smart consumer. It&#8217;s interesting how people are hip to getting good deals on rentals, but not much else&#8230; [...]</description>
		<content:encoded><![CDATA[<p>[...] Savvy Consumers &#8211; Some great tips on the mindset needed to be a smart consumer. It&#8217;s interesting how people are hip to getting good deals on rentals, but not much else&#8230; [...]</p>
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		<title>By: From Theory To Practice: The Festival of Frugality &#124; I've Paid For This Twice Already...</title>
		<link>http://www.four-pillars.ca/2008/03/12/savvy-consumers/comment-page-1/#comment-4497</link>
		<dc:creator>From Theory To Practice: The Festival of Frugality &#124; I've Paid For This Twice Already...</dc:creator>
		<pubDate>Tue, 18 Mar 2008 09:55:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2008/03/12/savvy-consumers/#comment-4497</guid>
		<description>[...] Quest for Four Pillars illustrates how we can use how we shop for apartments to shop for other things and become Savvy Consumers. [...]</description>
		<content:encoded><![CDATA[<p>[...] Quest for Four Pillars illustrates how we can use how we shop for apartments to shop for other things and become Savvy Consumers. [...]</p>
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		<title>By: whatley</title>
		<link>http://www.four-pillars.ca/2008/03/12/savvy-consumers/comment-page-1/#comment-4459</link>
		<dc:creator>whatley</dc:creator>
		<pubDate>Mon, 17 Mar 2008 03:32:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/2008/03/12/savvy-consumers/#comment-4459</guid>
		<description>It works. go to sitepoint.com.  if you want a web design, logo do a description of what you want and what you will Pay. you will get 20 to 60 offerings</description>
		<content:encoded><![CDATA[<p>It works. go to sitepoint.com.  if you want a web design, logo do a description of what you want and what you will Pay. you will get 20 to 60 offerings</p>
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