Comments on: 9 Easy Ways to Save Money On Investment Costs

By: 1,019 ways that you can save money. « Dead People

1,019 ways that you can save money. « Dead People — Sat, 03 Jan 2009 22:53:45 +0000

[...] Expensive For Your Friends 5 Ways To Save Money Like A Madman 50 Ways to Save Money by Not Wasting 9 Easy Ways to Save Money On Investment Costs 22 Money Maximizing Moves You Can Do Today 25 Ways To Save Money 12 Daily Activities to Save Mother [...]

By: Weekly Roundup: Chronic Neck Pain Edition at Clever Dude Personal Finance & Money

Mon, 29 Sep 2008 12:56:35 +0000

[...] – Now that I’m looking into investments other than our 401k and Roth IRA accounts, I have to worry about investment costs. So it’s good that Four Pillars wrote up 9 easy ways to save money on investment costs. [...]

By: Blogging About Money

Blogging About Money — Fri, 26 Sep 2008 14:41:44 +0000

Don’t forget income splitting. If you and your spouse are in different tax brackets, but investments with less efficient tax parameters (like US dividend paying companies and bonds) in the hands of the spouse in the lower tax bracket.

By: Four Pillars

Four Pillars — Fri, 26 Sep 2008 01:22:23 +0000

David – you’re welcome for the book.

The book giveaway was quite expensive – shipping costs in Canada are too much!

By: David

David — Fri, 26 Sep 2008 00:43:38 +0000

The tax bracket situation is something I’ve always wondered about. Its nice to hear that its still worth it, as I probably wouldn’t have bothered except for the employer matching contributions.

On a different note, thanks for the book! I just received “Please Send Money” in the mail today. I feel like I need to apologize for the exorbitant shipping costs ($12.60!), but I will enjoy the book.

Keep up the great blogging!

By: Mr. Cheap

Mr. Cheap — Thu, 25 Sep 2008 16:33:09 +0000

Charles: Even if you’ll be in a higher tax bracket in retirement, the immediate tax savings, and the deferral of taxes over the years shouldn’t be underestimated.

By: Charles in Vancouver

Charles in Vancouver — Thu, 25 Sep 2008 16:24:23 +0000

The opposite of #1. If you expect to be in a *higher* tax bracket when you’ll be withdrawing the money, *don’t* put it into an RRSP. Wait for the TFSA in January. (This is my situation.)

By: Four Pillars

Four Pillars — Thu, 25 Sep 2008 15:25:41 +0000

That’s a good one Mr. Cheap! Although it’s hard to manufacture more money out of thin air I guess if you have multiple investment accounts with different dealers then maybe consolidating them at one place would save $$!

By: Mr. Cheap

Mr. Cheap — Thu, 25 Sep 2008 14:34:41 +0000

9. The opposite of number 8, invest more so you qualify for any account value levels that will result in lower charges (e.g. E*Trade drops the price of each trade by $10 once you have $50K invested, and my TD bank account doesn’t charge me any fees if I keep a minimum of $1000 in it each month).

Good list!