Back To School Cell Phone Deals

by Henry on August 27, 2009

CellPhonesLight Usage

7-Eleven SpeakOut Wireless is one of the best pay as you go deals available in Canada. You pay $100 + tax and it is 20 cents a minute and 4 cents a text message incoming and outgoing. The airtime expires in 365 days. Here is the catch: they charge you 79 cent a month for 911 fees. The number of regular minutes that you have is slight lower than officially advertised. Here is how you would calculate the effective minutes: (125 – 12*.99)/.25 = 452 minutes a year. So it is slightly less than advertised 500 minutes a year. SpeakOut Wireless has one of the cheaper Canadian and US long distance rate of 16 cents a minute for this plan.

SpeakOut Wireless’ definition of long distance is different than other Canadian wireless carriers. If you are outside of your local calling area, all outgoing and incoming calls are considered long distance. However, SpeakOut Wireless’ local calling area is much larger than most Canadian wireless carriers. All numbers covered with the same area code is considered in the same local calling area. The entire southern Ontario with the area code of 519, 226, 416, 647, 905, and 289 is considered as one local calling area. SpeakOut Wireless’ local calling area and long distance policies are superior to its competitors in most cases. The local calling chart is available here.  Canadian area code map can be found here.

7-Eleven SpeakOut Wireless’ Back to School promotion is 50% off any SpeakOut Wireless phone. 7-Eleven SpeakOut Wireless recently released the Nokia 5130 XpressMusic for $139.99. With the 50% discount, Nokia 5130 XpressMusic would cost $70, a decent deal for a mp3 phone with a basic camera. Rogers sells the same phone for $99.99. The bad part is that 7-Eleven SpeakOut Wireless’ Nokia 5130 XpressMusic is locked, which means you cannot use this phone in US, Europe, or Asia with a local SIM card. It might be eventually possible to unlock this phone in the future. An unlocked Nokia 5130 XpressMusic in Hong Kong costs $164.99 CAD (1180 HKD). So the Nokia 5130 XpressMusic seems to be competitively priced from 7-Eleven SpeakOut Wireless.

The first year cost of this solution is ($100 + 70$) * 1.13 = $192.10 (5% GST, 8% PST)

Medium Usage without Contract

Virgin Mobile Canada has a monthly prepaid plan that is pretty good with no contract. You pay $20 a month for 200 minutes and 10% bonus credit with automatic topup by credit card.  So basically it is 10 cents a minute with an extra credit for add-ons.  Prepaid monthly plans come with call display, voicemail, minutes tracker, and no contracts.

Virgin Mobile’s Back to School promotion is a $50 dollar activation credit for Prepaid Phones. The activation credit can be used for the add-ons in combination with 10% bonus top up credit. There are some basic mp3 phones from Virgin Mobile like Samsung R610 for $79.99, Samsung Link for $99.99, and LG Rumour2 for $129.99.

In the first year, there should be a total of $74 of additional credit on the account from $50 activation credit and $2 a month top up bonus credit. Additional credit on Virgin Mobile prepaid account can be used for add-ons. Add-ons can be found here.

The biggest downside to Virgin Mobile prepaid is that 30 cents a minute is charged for Canadian and US long distance.

The first year cost of this solution with the purchase of Samsung R610 is ($79.99 +$20*12)*1.13 = $361.59. (5% GST, 8% PST).

Medium to Heavy Usage with Contract

If you need a regular monthly plan that is more comprehensive, you should get a 2 year or 3 contract with one of the big names. When searching for a plan and a phone, ask if any promotional or epp plan is available. It is usually around $45 a month after add-ons and taxes.  After a year or a year and half, you can call customer retention department and ask for a retention or loyalty plan, which offers two to three times the value of a regular plan at a slightly lower price for $30 to $35 including tax.

Bell, Rogers, and Telus have released their back to school student plans. Even though, these plans are better than retail plans, they are not as good as the retention plans or some epp plans.

$25 Plan Comparison

DetailsBellTelus
Local Anytime Minutes100100
Local Nights and WeekendsUnlimited after 6 pmUnlimited after 6 pm
Text Messaging250 Sent, Unlimited IncomingUnlimited
Special FeatureUnlimited Local Calling to 10 numbersUnlimited Local Calling to 5 numbers
Plan Price$25$25
System Access Fee$6.95$6.95
911 Fee$0.75$0.75
Voicemail and Call Display$15.00 (Text Messages in the Add-on)$12.00
Monthly Cost After Tax (5% GST and 8% PST)$53.90$50.51

$35 Plan Comparison

DetailsBellTelusRogers
Local Anytime Minutes250200250
Local Nights and WeekendsUnlimited after 6 pmUnlimited after 6 pmUnlimited after 6 pm
Text Messaging250 Sent, Unlimited IncomingUnlimited1000 Messages
Special FeatureUnlimited Long Distance Calling and Messaging to 10 numbersUnlimited Long Distance Calling to 5 numbers
Unlimited Facebook, MySpace, BlackBerry Messenger and Windows Live Messenger
Choose one feature:
1) Unlimited messages
2) Unlimited Local Calling and Messaging to 5 local numbers
3) Additional 200 minutes
Plan Price$35$35$35
System Access Fee$6.95$6.95$6.95
911 Fee$0.75$0.75$0.75
Voicemail and Call Display$15.00 (Text Messages in the Add-on)$12.00$15.00 (Text Messages and unlimited mobile browser in Add-on)
Monthly Cost After Tax (5% GST and 8% PST)$65.20$61.81$65.20

$50 Smartphone Comparison

DetailsBellTelus
Local Anytime Minutes200200
Local Nights and WeekendsUnlimited after 6 pmUnlimited after 6 pm
Text Messaging250 Sent, Unlimited Incoming1000 messages
Special FeatureUnlimited Long Distance Calling and Messaging to 10 numbersUnlimited Long Distance Calling and Messaging to 5 numbers
DataUnlimited500MB
Plan Price$50$50
System Access Fee$6.95$6.95
911 Fee$0.75$0.75
Voicemail and Call Display$15.00$15.00
Monthly Cost After Tax (5% GST and 8% PST)$82.15$82.15


These student plans are very expensive and are not ideal unless the cost of a part of the plan can be waived. One way of saving money on retail plan is to only get the Call Display without Voicemail. Fido, Koodo, Virgin Mobile and Solo Mobile are slightly more competitively priced if some of the features listed above are not needed.

Some basic examples:

The annual cost of a $30 retention plan is $30*12*1.13 = $406.80.

The annual cost of a $55 smartphone retention plan is $55*12*1.13 = $745.80.

The annual cost of a $40 retail plan is $40*12*1.13 = $542.40.

The annual cost of a $75 smartphone retail plan is $75*12*1.13 = $1017.

These costs are estimations and do not include the subsidized cost of a phone or contract break up fees. In conclusion, cell phone contracts can be very expensive, but if landline fees (approximately $25 a month) can be saved, the real cost of cell phone portability is not as high as it seems. Cell phones plan need to be customized to the individual’s needs and circumstances. Last, but not not least, you should always ask if there are any promotions since the salespeople are instructed not to tell their customers about some of the special promotions unless asked.

Going Over the Border to the US

US roaming minutes from Canadian providers can be really expensive. Customer retention departments at Bell and Telus have been known to give out some decent US roaming solutions. Rogers and Fido do have some US roaming plans and there is a possibility that customer service or retentions can give a discount off the retail price.

Tmobile pay as you go is the best in the US if more minutes are needed. Tmobile uses GSM so it is compatible with unlocked GSM phones by using a Tmobile SIM card. Unfortunately, Rogers and Fido lock most of their phones. For Tmobile pay as you go, the airtime is $100 US + tax upfront and there are 1000 minutes a year. This is equivalent to $8.34 US + tax a month for 83 minutes a month. Your usage is very flexible and instead of minutes, you can use it on text messages. In the US, pay as you go does not charge long distance on top of regular minutes. So feel free to call from one state to another. The only limitation with Tmobile pay as you go is the  $0.60 a minute to call from US to Canada.

Phone Cards

The most popular and reliable phone card in Canada is CiCi. There are no connecting fees and customer service can be reached if needed. It comes in denominations as low as $5. It expires in 6 months.

The phone card I use is called Link Calling Card. It comes in $5 and $10 denominations. The exact cost per minute is not specified and customer service cannot be reached from personal experience. However, I find that Link Calling Card provides at least twice as many minutes as a CiCi card if not more in some cases. Link Calling Card expires in 8 weeks. For people who use their phone cards often, I recommend trying $5 Link Calling Card if possible. Link Calling Card is available at many convenience stores.

Conclusion

The Canadian cell phone costs are higher than most developed countries. 7 Eleven SpeakOut Wireless is a decent solution for people with light usage and Virgin Mobile Monthly Prepaid is a decent solution for people with medium usage. Retention plans are the ultimate goal for people with high usage or data needs. Find the plan that fits your needs and read the contract carefully before signing anything.

Photo credit:  silly a1804

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{ 47 comments… read them below or add one }

1 hagbard September 7, 2009 at 3:40 pm

My computer (Win7) didn’t recognize the phone at first, downloaded software from Nokia and now it seems to see it. There’s something called Nokia PC Suite that I guess is supposed to make the transfer easier, but whenever I click on any options, it wants to download more software.

As for the music, I don’t see anything like Guitar Rock Tour, but Black Wang, Caren Hope, Eddie Silverton, etc…quite a lot of it. Maybe this is the Rock Tour, but seems pretty hip-hop to me. ;)

Thanks again!

2 Alena September 20, 2009 at 10:31 am

Hey I’m so glad I found this site, is very helpful :)

I have few questions here hoping that you can help me with:
1. Will the 7-11 SIM card work on my Samsung SGH-P310?

2. I saw the Speak out handset grid from the 7-11 website http://speakout7eleven.ca/assets/pdf/handset_guide_september_2009.pdf are the non-Nokia ones at the bottom available to buy in 7-11 also? And do I get the half price deal on those if I buy $100 voucher?

3. Does all of the Nokia ones have alarm clock feature?

Thank you! :)

3 Henry September 20, 2009 at 11:13 am

1. Yes, if your Samsung SGH-P310 is unlocked. However, 7-11 do not sell SIM cards. You have to buy a 7-11 SpeakOut Wireless phone to get the SIM card or buy it off someone else

2. The none-Nokia phones is from other telecommunication company. Therefore, 50% off does not apply.

3. Yes, all Nokia definitely have alarm clock features.

4 Robert September 23, 2009 at 7:05 pm

All I’m looking for are AT&T coupons. Doesn’t look like there’s as many places offering them as I’d hoped. Hmmm…

5 Martina September 25, 2009 at 1:51 pm

GOING OVER THE BORDER TO THE US has a better cell phone value than what’s mentioned in the article. In fact, with the use of the very economical, prepaid cell phone called TracFone there are no international long distance charges across the border! Provided you purchase your TracFone in the US, your family and friends living in Mexico or Canada can call your TracFone, without paying for an international long distance call, and you will pay just a regular call. It’s called the Neighbors service and with it you can obtain at no charge three Mexican or Canadian local phone numbers, which your family and friends (in those countries) can dial, and you will receive those calls directly to your TracFone in the U.S. Best part is that TracFone doesn’t tie you down to a two year contract and doesn’t gouge you with international fees like every other cell phone carrier will

6 Alemmie October 2, 2009 at 9:53 pm

I am sure that with the knowledge you have about the 7-11 Speakout plans that you have seen this link, but just in case here is a website that holds very detailed information about the plans. The Unofficial 7-Eleven Speak Out Wireless Consumer Page (I am not associated): http://www.speakoutwireless.ca/

I also put light usage of 25 local min per month and 10 long distance into an online cell plan calculator and the calculator confirmed that it is the cheapest plan, resulting in approximately $10 per month in Toronto, On for that usage.

7 Alena October 8, 2009 at 4:21 pm

okay so I got my Nokia 2760 with Speak Out Wireless but I can’t use the ringtones I downloaded, it keeps saying “Not allowed by activation key”. It can play in my phone but can’t use as ringtone, the phone supports mp3 though.

Do you know any way around this?
Thanks!

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