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	<title>Comments on: 10 Tips &#8211; Back to School Savings For College Students</title>
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	<link>http://www.four-pillars.ca/2009/09/13/10-tips-back-to-school-savings-for-college-students/</link>
	<description>Investing and Personal Finance</description>
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		<title>By: Midnight Meanderings &#8211; Back To The Basics &#124; No Credit Needed</title>
		<link>http://www.four-pillars.ca/2009/09/13/10-tips-back-to-school-savings-for-college-students/comment-page-1/#comment-32804</link>
		<dc:creator>Midnight Meanderings &#8211; Back To The Basics &#124; No Credit Needed</dc:creator>
		<pubDate>Sun, 27 Sep 2009 01:29:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/?p=4459#comment-32804</guid>
		<description>[...] Four Pillars presents 10 Tips &#8211; Saving Advice For College Students [...]</description>
		<content:encoded><![CDATA[<p>[...] Four Pillars presents 10 Tips &#8211; Saving Advice For College Students [...]</p>
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		<title>By: Sampson</title>
		<link>http://www.four-pillars.ca/2009/09/13/10-tips-back-to-school-savings-for-college-students/comment-page-1/#comment-31046</link>
		<dc:creator>Sampson</dc:creator>
		<pubDate>Tue, 15 Sep 2009 15:20:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/?p=4459#comment-31046</guid>
		<description>The rest of the suggestions are quite good - and apply to students and non-students alike.

I think the most important message is tho live within one&#039;s means.  Not only are student incomes paltry, but a few mistakes financially during that period can really  have major impacts on the next few decades of one&#039;s life - debt is the obvious one, but spending habits are largely formed in this period.

@Mike - The ONLY reason I made it through grad school was because I was surrounded by alcohol ;)</description>
		<content:encoded><![CDATA[<p>The rest of the suggestions are quite good &#8211; and apply to students and non-students alike.</p>
<p>I think the most important message is tho live within one&#8217;s means.  Not only are student incomes paltry, but a few mistakes financially during that period can really  have major impacts on the next few decades of one&#8217;s life &#8211; debt is the obvious one, but spending habits are largely formed in this period.</p>
<p>@Mike &#8211; The ONLY reason I made it through grad school was because I was surrounded by alcohol <img src='http://www.four-pillars.ca/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
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		<title>By: Shevy</title>
		<link>http://www.four-pillars.ca/2009/09/13/10-tips-back-to-school-savings-for-college-students/comment-page-1/#comment-30992</link>
		<dc:creator>Shevy</dc:creator>
		<pubDate>Tue, 15 Sep 2009 06:24:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/?p=4459#comment-30992</guid>
		<description>I&#039;ve tasted non-alcoholic beer.  I&#039;d rather buy a case of A&amp;W root beer, thanks.  At least it tastes good and I can get a sugar buzz.  If you like caffeine, go for Barq&#039;s instead.

As for your other points, by all means check out all the flyers and buy as much of your school supplies and hygiene products at the cheapest price possible.  However, make sure that the supplies you&#039;re buying are okay with your instructors.  Don&#039;t load up on $0.10 reams of lined paper when it turns out that you&#039;ve bought narrow lined and your instructor demands wide (or whatever).

I couldn&#039;t imagine getting through a course without my own textbooks.  I happen to be a bibliophile and don&#039;t like my books marked up so it&#039;s new for me.  If I was desperate to save money I&#039;d either buy used or buy new and sell them once I passed the courses.

I&#039;m not familiar with cell phone retention plans (possibly I should be)but I agree that a landline is not necessary.  Bundling services definitely saves money.  Even if it&#039;s only $5/month, that adds up month after month, year after year.

And I&#039;ve found WestJet to be much cheaper than Air Canada.  Depending on where home is and where you&#039;re going to school, sometimes it saves money to cross the line, fly out of Bellingham or Seattle and take something like Jet Blue, even when you take the exchange rate into consideration.

As for the laptop, *some* people can get away with a netbook.  If you&#039;re one of them, you can save maybe $350 over the cost of a laptop.  You could buy a lot of (real) beer with those savings!</description>
		<content:encoded><![CDATA[<p>I&#8217;ve tasted non-alcoholic beer.  I&#8217;d rather buy a case of A&amp;W root beer, thanks.  At least it tastes good and I can get a sugar buzz.  If you like caffeine, go for Barq&#8217;s instead.</p>
<p>As for your other points, by all means check out all the flyers and buy as much of your school supplies and hygiene products at the cheapest price possible.  However, make sure that the supplies you&#8217;re buying are okay with your instructors.  Don&#8217;t load up on $0.10 reams of lined paper when it turns out that you&#8217;ve bought narrow lined and your instructor demands wide (or whatever).</p>
<p>I couldn&#8217;t imagine getting through a course without my own textbooks.  I happen to be a bibliophile and don&#8217;t like my books marked up so it&#8217;s new for me.  If I was desperate to save money I&#8217;d either buy used or buy new and sell them once I passed the courses.</p>
<p>I&#8217;m not familiar with cell phone retention plans (possibly I should be)but I agree that a landline is not necessary.  Bundling services definitely saves money.  Even if it&#8217;s only $5/month, that adds up month after month, year after year.</p>
<p>And I&#8217;ve found WestJet to be much cheaper than Air Canada.  Depending on where home is and where you&#8217;re going to school, sometimes it saves money to cross the line, fly out of Bellingham or Seattle and take something like Jet Blue, even when you take the exchange rate into consideration.</p>
<p>As for the laptop, *some* people can get away with a netbook.  If you&#8217;re one of them, you can save maybe $350 over the cost of a laptop.  You could buy a lot of (real) beer with those savings!</p>
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		<title>By: Henry</title>
		<link>http://www.four-pillars.ca/2009/09/13/10-tips-back-to-school-savings-for-college-students/comment-page-1/#comment-30987</link>
		<dc:creator>Henry</dc:creator>
		<pubDate>Tue, 15 Sep 2009 02:44:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/?p=4459#comment-30987</guid>
		<description>To Everyone: Everyone seems to have issues with the non-alcoholic beer. I get the picture.

How about the other points in the post?</description>
		<content:encoded><![CDATA[<p>To Everyone: Everyone seems to have issues with the non-alcoholic beer. I get the picture.</p>
<p>How about the other points in the post?</p>
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		<title>By: Commander Trent</title>
		<link>http://www.four-pillars.ca/2009/09/13/10-tips-back-to-school-savings-for-college-students/comment-page-1/#comment-30983</link>
		<dc:creator>Commander Trent</dc:creator>
		<pubDate>Tue, 15 Sep 2009 02:35:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/?p=4459#comment-30983</guid>
		<description>I think a better way to save money on beer is to go with a cheap beer (lucky lager). You can get a 24 of cheap bear for 26.40 including deposit of $0.10 per bottle. 

One major problem with the non-alcoholic beer is if you ever tried to drink it in front of other people you would have to explain yourslef every single time. Whereas university is one of the few times when you won&#039;t have to explain yourself for drinking those cheap beers.</description>
		<content:encoded><![CDATA[<p>I think a better way to save money on beer is to go with a cheap beer (lucky lager). You can get a 24 of cheap bear for 26.40 including deposit of $0.10 per bottle. </p>
<p>One major problem with the non-alcoholic beer is if you ever tried to drink it in front of other people you would have to explain yourslef every single time. Whereas university is one of the few times when you won&#8217;t have to explain yourself for drinking those cheap beers.</p>
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		<title>By: El Cid</title>
		<link>http://www.four-pillars.ca/2009/09/13/10-tips-back-to-school-savings-for-college-students/comment-page-1/#comment-30982</link>
		<dc:creator>El Cid</dc:creator>
		<pubDate>Tue, 15 Sep 2009 00:58:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/?p=4459#comment-30982</guid>
		<description>There are perhaps five people in Canada who drink  non-alcoholic beer and it seems most of them read Four Pillars. I have seen all of one person buy, order or drink one since they&#039;ve been introduced.</description>
		<content:encoded><![CDATA[<p>There are perhaps five people in Canada who drink  non-alcoholic beer and it seems most of them read Four Pillars. I have seen all of one person buy, order or drink one since they&#8217;ve been introduced.</p>
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		<title>By: Henry</title>
		<link>http://www.four-pillars.ca/2009/09/13/10-tips-back-to-school-savings-for-college-students/comment-page-1/#comment-30978</link>
		<dc:creator>Henry</dc:creator>
		<pubDate>Tue, 15 Sep 2009 00:36:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/?p=4459#comment-30978</guid>
		<description>Brian: Read the rest. Non-aloholic beer is a reasonable alternative for people like me.</description>
		<content:encoded><![CDATA[<p>Brian: Read the rest. Non-aloholic beer is a reasonable alternative for people like me.</p>
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		<title>By: Brian</title>
		<link>http://www.four-pillars.ca/2009/09/13/10-tips-back-to-school-savings-for-college-students/comment-page-1/#comment-30948</link>
		<dc:creator>Brian</dc:creator>
		<pubDate>Mon, 14 Sep 2009 18:56:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/?p=4459#comment-30948</guid>
		<description>I stopped reading after &quot;Molson non-alcoholic beer costs...&quot;</description>
		<content:encoded><![CDATA[<p>I stopped reading after &#8220;Molson non-alcoholic beer costs&#8230;&#8221;</p>
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		<title>By: Mike</title>
		<link>http://www.four-pillars.ca/2009/09/13/10-tips-back-to-school-savings-for-college-students/comment-page-1/#comment-30944</link>
		<dc:creator>Mike</dc:creator>
		<pubDate>Mon, 14 Sep 2009 18:29:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/?p=4459#comment-30944</guid>
		<description>Sampson - is that why you never made it past grade 7?  :)</description>
		<content:encoded><![CDATA[<p>Sampson &#8211; is that why you never made it past grade 7?  <img src='http://www.four-pillars.ca/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Mrs Pillars</title>
		<link>http://www.four-pillars.ca/2009/09/13/10-tips-back-to-school-savings-for-college-students/comment-page-1/#comment-30933</link>
		<dc:creator>Mrs Pillars</dc:creator>
		<pubDate>Mon, 14 Sep 2009 17:40:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.four-pillars.ca/?p=4459#comment-30933</guid>
		<description>Mike is a fine one to talk.  He married me in part because of my (then) non-alcoholic trait, which made me a cheap date.</description>
		<content:encoded><![CDATA[<p>Mike is a fine one to talk.  He married me in part because of my (then) non-alcoholic trait, which made me a cheap date.</p>
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