From the category archives:

Investing

The tax free savings account (TFSA) has been available to Canadians for over a year now.  One of the benefits of being a year older is that you now have another $5,000 of contribution room available to invest in your TFSA.  If you turn 18 in 2010 then you only have [...]

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This is a quick post to tell you that once again the RRSP contribution deadline for this year is March 1, 2010.
I’ve created separate pages for RRSP contribution deadlines and contribution limits which you can see here:

RRSP deadlines
RRSP contribution limits

In the RRSP deadline post you can look up the contribution limits for the next five [...]

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First Dividend Raise

by Mike on January 10, 2010

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2009 Investment Returns For My Portfolio

by Mike on January 8, 2010

2009 was an interesting year for the markets.  Following a bad 2008 the equity markets took a dive in March that made everyone nervous and some people even gave up on the markets.
However, following the rapid descent was a very quick climb back to respectability.  While the stock markets around the world are still down [...]

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Top Stocks For 2009 Competition Finish

by Mike on December 31, 2009

At the beginning of this year I entered into battle with some other bloggers to pick the top 4 hot stocks of 2009. My picks basically reflected a gamble on oil prices going up since I picked a bunch of junior oil companies.
BCF.to – Bronco Energy. Purchase price $1.27.
HOC.to – Holly Corp Purchase price [...]

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The Leveraged Investing Plan – No More

by Mike on December 2, 2009

Almost 3 years ago I started up a leveraged investing plan which involved borrowing money using an investment loan (home equity line of credit) to invest in dividend stocks.  I wrote extensively about this process (see list at the bottom of page).  Over time I have seen this account go through some unbelievable volatility, have [...]

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Blending Investment and Labour Income

by Mr. Cheap on November 19, 2009

One and a half years ago I did a post about Labour vs. Investment Income and Mike did a post about Do You Really Earn Your Investment Income? The point of both of our posts was that there is an expected investment return (ROI) that an investor can’t really take credit for.  If you match [...]

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We recently received the following question by e-mail:

Hi Mr. Cheap, I just wanted to get your opinion on this theory and if you think its wortwhile in the long run. The theory goes like this; for every dollar you have in a trading in account, you can borrown a dollar on top of that. [...]

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Socially Responsible Investing

by Mr. Cheap on October 27, 2009

There’s probably a decent chance this post will make you angry.  Feel free to skip it if you want to stay in a good mood.  If you decide to read it anyway and are looking for ways to vent your anger, insulting the author (Mr. Cheap) or announcing that you’ve unsubscribed to our feed are [...]

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Beginning Investment Strategies to Avoid

by Mr. Cheap on September 17, 2009

On Tuesday I posted about Beginning Investment Strategies to Consider, and as promised, in this post I’ll detail investing strategies I think beginner investors should avoid.
There are countless people who want to get your money for a “can’t lose” investment.  I’ll try to talk about general “warning signs”, but inherently this is a topic that [...]

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Beginning Investment Strategies to Consider

by Mr. Cheap on September 15, 2009

I’ve commented before about how dangerous it is to give investment advice to friends and family.  I keep running into people who are very bright individuals in other areas of their life, but just throw up their hands in frustration and give up when it comes to managing their money.  Never one to learn from [...]

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3 Years of Peer-to-Peer Lending

by Mr. Cheap on May 28, 2009

Three years ago I got into P2P lending (through Prosper) with an American friend of mine (she could open the account, whereas I couldn’t).  This is a summary of my experiences.
Three years is a reasonable length of time to get a feel for a new investment vehicle like this, as this is the time length [...]

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How to Get a 49,250% Return On Investment

by Mr. Cheap on May 26, 2009

At the end of this post there will be a technique for getting a MASSIVE ROI on your investment.  Truth be told, this can be pushed a little further and get an infinite ROI.  Much like having to eat your vegetables before desert, you’re not allowed to skip to the end of the post (and [...]

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This is the first post by Henry, who some of you may recognize as EconStudent.  He will be contributing the occasional post to Four Pillars.
BMO InvestorLine has been rated one of the top of discount brokerages in Canada and offers competitive pricing (if you have more than $100,000) with an excellent online trading platform [...]

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I entered into a stock picking contest with some other bloggers – who shall rue the day they decided to do battle with Four Pillars! 
Traditionally, the only way to do well with stock picking contests is to swing for the fences and hope for the best.  With that in mind I picked 4 [...]

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Using Margin to Lower Trading Costs

by Mr. Cheap on March 12, 2009

A great way to invest is to make regular investments.  Million Dollar Journey recently outlined 4 ways to invest small amounts of money each month, all of which are solid and worth considering.  I agree with his 1% rule (the trading commission should never exceed 1% of the value of the trade), which can make [...]

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2008 Portfolio Returns

by Mike on March 2, 2009

I know this is a bit late but I finally got around to calculating my 2008 portfolio return. For some reason this year I was not as motivated to know how much money I made..lost.
Given that most markets went down at least 30% we did quite well with only a 17% drop.
Canadian Capitalist has [...]

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Incentive

by Mr. Cheap on January 29, 2009

This is actually my second post entitled “Incentive“, but the previous post was from almost two years ago (on my first blog), and I think I can express more clearly what I was trying to say back then.
It’s not terribly enlightening to assert that the threat of punishment or the promise of reward goes a [...]

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Efficient Versus Inefficient Markets

by Mr. Cheap on January 27, 2009

I recently read John T. Reed’s “How to Buy Real Estate for at Least 20% Below Market Value” (Vol. 1) and enjoyed it.  He warns that the book is only applicable for buying in America (and actually refuses to sell it internationally, an American friend got it for me for Christmas).  He’s right that the [...]

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Questrade discount brokerage has just come out with a great way for retail mutual  fund owners to save on high management fees by offering to rebate up to 1% of those  fees.
What’s the deal with the Questrade mutual fund rebate?
Questrade will rebate up to 1% of the management fee for any mutual funds  held at [...]

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