From the category archives:

Personal Finance

Do you know what a zero-based budgeting system is?  Basically it is a budget where you track every single dollar of income and each single expense down to the penny.  This is a great system for someone who is trying to get a good handle on their spending since they will be able to see [...]

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I Sold My RioCan Reit

by Mike on March 15, 2010

A few years ago when I was on a big asset allocation kick, I bought some REITs (real estate investment trusts) for my RRSP account.  The amount was only about 5% of the portfolio but according to the experts, having some real estate is a good diversifier.
While I accept the idea that [...]

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The Canadian Capitalist site got a big makeover this week as a result of his new affiliation with MoneySense.ca which is a really good Canadian money magazine.  I’m very happy for Ram but I have to say I was extremely disappointed in some of the comments he received on the announcement.  Numerous commenters said he [...]

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We recently bought a Dynex portable dvd player for my son to use in the car on long trips.  This isn’t something that I really wanted to do since I grew up in the era of playing road kill identification games and making fun of people in other cars to help pass the time on [...]

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Hi there, my name is Jay Harris.  I am a 21 year old guy living in Vancouver, B.C. I’ve been considering organizing my finances for a while now, but while I was a student I never felt that I was making/spending enough money to justify the effort of creating/maintaining a budget. However, having run out [...]

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Servants

by Mr. Cheap on February 25, 2010

For people who have grown up in a Western country, servants bring a number of images to mind.  There’s the Jeeves and Wooster ideas of butlers, valets and chambermaids, the fabulously wealthy lifestyle that would lend itself to mansions, luxury cars and servants or social justice issues where it’s unconscionable to even allow people to [...]

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QuickTax Canadian Tax Software Review

by Mike on February 24, 2010

If there is one thing I can’t stand is doing taxes.  I’ve always done my own taxes and although it wasn’t too much of a chore when my financial situation was simpler it was still a pain.  Now I have investment income, investment sales, a small business and things are a lot [...]

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Use Your Cell Phone Apps To Manage Your Money

by Mike on February 22, 2010

This guest post was written by Investing Thesis: Credits Toward Financial Freedom – a personal finance and investing site from a Canadian perspective. If you like this article, I would encourage you to subscribe to our articles
You would be hard pressed to find a person without a cell phone in this day and age. [...]

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A Frugal Man (and the women who love him)

by Mr. Cheap on February 12, 2010

We’re coming up on Valentine’s Day, when the young (and old) hearts and thoughts take a romantic turn. In this spirit, my posts up to today involved love and personal finance.  I invited fellow bloggers to join in on the fun and send me their links, but sadly I only got one blogger to take [...]

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One of the oldest mantras of customer service is that the customer is always right.  I doubt very many companies actually follow that idea since it clearly can’t always be true.  And even if it is true then the company still has an obligation to the shareholders to maximize profits even if it means losing [...]

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I Sold The Sony External Camera Flash

by Mike on February 10, 2010

Recently I wrote about the external flash I bought for my Sony A350 DLSR camera.  While the flash itself seemed pretty good, both my wife and I found we really didn’t need it for the shots we take.  After a couple of months of not using it I decided to heed Mr. Cheap’s advice and [...]

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Should I E-File My Taxes Or Mail Them?

by Mike on February 8, 2010

This guest post is from PT of PT Money: Real Personal Finance for a Life Without Limits! Check out PT’s latest post about using a joint savings account.
PT is a pretty interesting guy with a blog that you should subscribe to.  He also has a finance rap video which I featured here a long [...]

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As I mentioned recently, I purchased an iPhone 3GS cell phone.  This is one of those fancy “smart phones” which not only can be used like a normal cell phone, it also has internet access and a pretty good camera (still and video).
It wasn’t long ago that I posted about my new pay-per-month 7-11 phone [...]

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Smarty Pig Gift Card Winners And Some Links

by Mike on January 31, 2010

First off – last week we had a competition for two $25 Smarty Pig gift cards and the winners were Debbie and Kate.  They have been contacted and will receive their cards shortly.   SmartyPig is only available to Americans but for any Canadians looking for a $25 bonus for opening up an account check out [...]

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Personal Finance at Ridgemont High

by Mr. Cheap on January 28, 2010

As I mentioned at the beginning of my Buffy personal finance post, I really don’t like “according to” posts. Nevertheless, after a recent viewing of this film a post kept bouncing around in my head, demanding to be written…
Sorry to people (like me!) who find these aggravating.
Fast Times at Ridgemont High was based [...]

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Don’t forget to enter the SmartyPig $25 giveaway contest which ends on Thursday, January 28.
Digital cameras and computers are wonderful things. They allow us to take lots of pictures of our kids growing up and easily send them to various grandparents/aunts/uncles who don’t get to see them often.  The problem is that sometimes computers [...]

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I recently posted a comprehensive review of the online savings (piggy) bank called SmartyPig.  Please check out my SmartyPig review for more information.  The good folks at SmartyPig were kind enough to donate 2 $25 gift cards which are redeemable at SmartyPig.
Let’s have a contest!
Please note the contest is closed!
Rules for the gift card [...]

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New iPhone LinkStuff Edition

by Mike on January 22, 2010

I got an iPhone this week – finally joining the mobile wireless internet crowd.  I have to say that it wasn’t as expensive as I thought it would be and the surfing is pretty good.  Full review coming up soon!
On with the links
Michael James had a great post on fine print in advertising – particularly [...]

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Lifestyle Inflation – Can It Be Avoided?

by Mike on January 20, 2010

According to the mainstream media in both Canada and the US – we are in the midst of a terrible recession.  Stock market crashes, layoffs, increasing unemployment mean that lifestyle inflation is not something that most people have to worry about.  Or is it?
In my case, my investments are doing fairly well, I still have [...]

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Warning – this post is very long and most of it has very little to do with my Sony external flash.  If you want to just read the low down then skip to the Sony external flash review.
Last year we bought our first DLSR camera – the Sony A350 which is a pretty good camera.  [...]

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